BoC launches virtual Mastercard cards for African creators
BoC and Scale launch virtual prepaid Mastercard cards to simplify payments and financial access for African creators. (Image source: BoC)
BoC Technologies Limited has partnered with Scale, Africa's card-issuing orchestration platform, to introduce virtual prepaid Mastercard cards for creators and creative businesses ahead of the launch of its platform in the third quarter of 2026
The collaboration enables BoC to integrate a card layer into its platform through Scale's infrastructure, allowing creators to access, manage and spend available funds more easily. The programme will operate on the Mastercard network, with UBA Kenya serving as the regulated sponsor bank.
The initiative is designed to address the financial challenges faced by Africa's growing creator economy, where professionals across sectors such as music, film, design, gaming, photography, fashion and digital commerce often receive income from multiple sources, currencies and payment cycles. As a result, creators frequently experience delays between earning revenue and being able to use those funds to support their businesses.
BoC aims to bridge this gap through its financial intelligence engine, SIBWE, and AI-powered copilot, MC Harvey, which are designed to help creators understand the value of their work, manage their finances and improve access to capital. The addition of virtual prepaid cards provides a practical way for users to access and spend funds once they become available.
"Africa’s creative economy is producing real commercial value, but too much of that value remains invisible to the systems that serve small businesses," said Syed Raza, founder and CEO of BoC.
"Our mission is to connect capital with creativity, helping creators see the value they are building, manage it with confidence and access capital when they need it most. This partnership with Scale gives creators a practical first touchpoint with that vision from day one."
Scale said the partnership reflects its focus on expanding modern financial infrastructure for Africa's fast-growing fintech sector.
Barbara Woollams, head of partnerships at Scale, stated, "Africa's creators are building real brands and businesses, but are underserved by a financial infrastructure built for traditional business. Scale exists to put modern card infrastructure within reach of the fintechs, solving exactly that. We're proud to power the card programme at the heart of BoC's ecosystem to give creators a fast, simple way to access and spend what they earn, and to give BoC the foundation to scale."
The collaboration is centred in Kenya, where BoC recently obtained fintech certification from the Nairobi International Financial Centre Authority (NIFCA). The certification provides the company with a regulatory foundation to launch its services in Kenya before expanding its creator-focused financial platform across other African markets.
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